Education

If a contract owner dies in the accumulation phase, a deferred annuity contract will, at a minimum, pay the accumulation value to a named beneficiary.

A variable annuity, while not designed as an estate planning tool, does offer some benefits in this area. An annuity avoids probate, provides flexibility when

Like many products available in life, annuities are not something you have to buy or invest in, but are an attractive option for someone seeking

B-Share Variable Annuities Most variable annuity contracts are B-share products. They are offered with no initial sales charge, but cancellation of the contract during its

Annuities are the only financial instruments available today, other than Social Security and pensions, that can guarantee* a lifetime stream of income during retirement. Along

Once a person is ready to retire, annuities offer a number of retirement income options. The contract owner can choose to receive all the assets